Karen graduated with a degree from Oglethorpe University in 1972. She has been in the financial services business for over 35 years and started Vining Financial Service, Inc. in 1996 and was rebranded to Incompass Financial Partners, LLC. in 2020.
The financial planning process can be complicated and overwhelming for many people. Karen is passionate in educating each client and is committed to helping each person reach the level of understanding that they need.
Karen is a Registered Financial Consultant (RFC®) as well as a member of Financial Services Institute (FSI). She is a 9 year Five Star Wealth Manager award winner. Karen holds various industry licenses and registrations including FINRA, series 7, 24, 63, 65 as well as Georgia insurance licenses for Life, Health, Disability, Variable Annuities, and Variable Universal Life. Karen is securities licensed in multiple states.
Karen is involved in her community and the Catholic Church of St. Ann, where she has been a parishioner for over 35 years. She has served on the church's financial Committee, as well as previous involvement with the St. Ann Life Teen program and past member of the Parent 4 Life Teen Board. Karen has been a member of the East Cobb YMCA for over 25 years and a current YMCA board member. Karen is a past board member at Aloha to Aging, Inc. which serves our senior community and has positively impacted over 2,000 families to better understand and respond to the ever-changing needs associated with caring for an aging person.
The FIVE STAR Wealth Manager list is created by Crescendo Business Services LLC. It includes less than [insert percentage] of [insert number] wealth managers in the [insert city] area in [insert year]. Award candidates are identified by one of three sources; firm nomination, peer nomination or prequalification. Wealth managers were evaluated across ten criteria: (a) Credentialed as an investment advisory representative or a registered investment advisor; (b) Actively employed as a credentialed professional in the financial services industry for a minimum of five years; (c) Favorable regulatory and complaint history review; (d) Fulfilled their firm review based on internal firm standards; (e) Accepting new clients; (f) One-year client retention rate; (g) Five-year client retention rate; (h) non-institutional discretionary and/or non-discretionary client assets administered; (i) Number of client households served. (j) Educational and professional designations. Favorable and unfavorable evaluations are included in the score. Each wealth manager is reviewed for regulatory actions, civil judicial actions, and customer complaints. A favorable regulatory and complaint history is defined by Five Star Professional to mean that the wealth manager has not: *Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; *Had more than a total of three settled or pending customer complaints filed against them with any regulatory authority or through Five Star Professional’s consumer complaint process; *Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; *Filed for personal bankruptcy; *Been convicted of a felony. Five Star Wealth Managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Scores reflect an average of all respondents and are not representative of any one client's evaluation. The Five Star award is not indicative of the wealth managers’ future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. Working with a FIVE STAR Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or the magazine. Five Star Professional is not an advisory firm.